OBOpenBooks
ProductRepository
01 OpenBooks02 The problem03 Who it serves04 The solution05 The product06 How it works07 Why OpenBooks08 Product strategy09 Roadmap10 The ask
Startup Pitch · Financial Inclusion · 2026

Simple books for businesses that need clarity.

OpenBooks is a Nigeria-first digital cashbook for small businesses and freelancers to record sales, manage customers, create invoices, track payments and keep expenses together.

Explore OpenBooks View the story
openbooks.click
Overview
Customers
Invoices
Payments
Expenses

Invoices

Keep money visible.

+ New invoice

Outstanding

₦158,500

Paid

₦420,000

Invoices

18

INV-001029John Doe₦150,000Due
INV-001028Bola Design Co.₦42,000Paid
INV-001027Musa Ventures₦65,000Paid

Live

public product

Open source

core codebase

Nigeria-first

local workflows

01 / 10
02 / 10

The problem

Small business money gets scattered before it gets understood.

For a small business or freelancer, the financial trail can live across paper notes, spreadsheets, invoice files, bank messages and chats. The business can be working and still lack one dependable view of what was sold, what was paid and what is still outstanding.

01

Sales

Recorded in one place today, reconstructed tomorrow.

02

Invoices

Created, shared and then separated from the payment trail.

03

Payments

Different payment methods make history harder to reconcile.

04

Expenses

Small costs disappear into notes and memory.

03 / 10

Who it serves

Built for people whose business is too real for guesswork.

OpenBooks focuses on the operational side of financial record keeping for independent workers and small teams: the daily work of selling, invoicing, collecting and recording.

User

Freelancers

Professional invoices, payment records and a clear history of work.

User

Small businesses

Sales, customers, invoices, expenses and reports in one workspace.

User

Growing operators

A stronger financial trail before accounting complexity becomes necessary.

04 / 10

The solution

One simple workspace for the financial records behind the work.

OpenBooks brings the everyday trail together: customers, sales, invoices, payments, receipts, expenses and reports. The product is deliberately simpler than full accounting software while still giving business owners a reliable record.

Customers

Keep customer records and history together with the transactions they create.

Invoices

Create invoices, share public invoice links and keep outstanding balances visible.

Payments

Record Cash, Bank Transfer and POS payments and keep payment history attached to the right records.

Receipts

Turn recorded payments into receipts that can be kept or shared as proof.

Reports

See business totals and reporting periods without rebuilding the numbers manually.

Business controls

Use authentication, tenant isolation and server-side financial rules to protect business records.

05 / 10

The product

It is already a product, not just a pitch.

The current V1 is live and covers the core record-keeping loop from customer and invoice creation through payment, receipt and reporting.

Account registration, verification and business onboarding
Customer records and customer history
Sales, invoices, public invoice links and partial payments
Manual Cash, Bank Transfer and POS payment recording
Receipts, expenses and financial reports
openbooks.click
Overview
Customers
Invoices
Payments
Expenses

Invoices

Keep money visible.

+ New invoice

Outstanding

₦158,500

Paid

₦420,000

Invoices

18

INV-001029John Doe₦150,000Due
INV-001028Bola Design Co.₦42,000Paid
INV-001027Musa Ventures₦65,000Paid
06 / 10

How it works

The product follows the way a business actually gets paid.

The workflow keeps the customer's identity, the sale or invoice, the payment and the resulting receipt connected instead of forcing the owner to maintain separate records.

01

Set up the business

Add the business profile and the payment methods the business actually accepts.

02

Record the work

Create customers, make sales or issue an invoice for the work completed.

03

Record the money

When a payment arrives, record it against the right business record.

04

Keep the proof

OpenBooks updates payment history, balances and receipts so the trail stays together.

07 / 10

Why OpenBooks

Local enough to be practical. Open enough to keep building.

Nigeria-first

Designed around local business workflows and NGN-focused records.

Simple by design

The product starts with the daily financial tasks, not accounting jargon.

Open source

The core codebase is public and documented for inspection and contribution.

Clear boundaries build trust.

What OpenBooks does not pretend to be.

V1 does not claim to replace every accountant or every accounting system. It focuses on the everyday record-keeping layer and keeps future provider integrations explicit rather than presenting unfinished capabilities as live.

Current payment boundary

Cash
Bank Transfer
POS

Paystack is documented as a future provider boundary and is not treated as active V1 payment processing.

08 / 10

Product strategy

The core product is free. Sustainability is still being designed.

OpenBooks is intentionally free at the current stage. The product priority is reducing the barrier to keeping proper business records. Future commercial layers should grow from real user value rather than blocking the basic record-keeping workflow.

Today

Free V1

Give small businesses a usable financial record system without an upfront software fee.

Distribution

Product + search

A public product, practical guides and browser tools create multiple entry points.

Next

Validate demand

Learn which workflows businesses value enough to support sustainable future revenue.

Long term

Financial operating layer

Build beyond record keeping into useful business workflows without losing simplicity.

09 / 10

Roadmap

Keep the core simple. Add depth where it helps the owner make better decisions.

01

Strengthen the core

Keep financial correctness, mobile usability, public invoice flows and documentation strong.

02

Validate the next workflow

Use real product usage and conversations to decide which recurring business problem should come next.

03

Provider integrations

Reintroduce payment-provider workflows through explicit, testable integration boundaries when ready.

04

Grow the operating layer

Turn trusted financial records into more useful business actions without turning OpenBooks into a bloated accounting suite.

10 / 10

The ask

Help us make good financial records normal for small businesses.

OpenBooks is live, open, documented and focused on a simple job: help business owners know what happened to their money without making the process harder than the work itself.

Open the product View the code

OpenBooks

Simple bookkeeping, invoicing and payment tracking.

Live product

openbooks.click

Product documentation

This pitch stays tied to the repository source of truth.

Product boundaries, feature surfaces, architecture, security rules and release notes live in the repository docs so future changes do not silently make the deck inaccurate.

Pitch deck notes Product docs